Recently a friend shared a recent banking experience. My friend, Clara, is an undocumented worker who makes her living cleaning houses. Her current employer is a wealthy woman with an 8 bedroom mansion in an exclusive suburb in Silicon Valley.
Her employer recently paid her by check before leaving town. Clara and her co-worker, the other cleaning woman (it takes two women to clean this house every week), went to the local bank from which the check was drawn thinking that would be the most efficient way to get their money.